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Which Target Circle™️ Card is best for you?

Explore the benefits of each card type.

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For credit or debit cards:

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For reloadable cards:

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Target Circle™️ Card

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Save an extra 5%1 your way, every day

Some restrictions apply. 1

Circle Credit Card
Credit card
Flexibility when you need it. Subject to approval.
Get $50*
In ¬Circle Rewards* when you spend $50** on your ¬Circle Credit Card within the first 60 days following approval.
Apply for credit
*Offer redeemable through Target Circle™. Offer details below.
Circle Debit Card
Debit card
Connect your existing checking .
Get $50*
In ¬Circle Rewards* when you spend $50** on your ¬Circle Debit Card within the first 60 days following approval.
Apply for debit
*Offer redeemable through Target Circle™. Offer details below.
Circle Reloadable Card
Reloadable card
Load money. Spend. Repeat.
Get a $50 credit*
When you open a Target Circle reloadable and spend $50 at Target.
Open reloadable
*Offer details below.

Find the card right for you

Benefits

Credit

Debit

Reloadable

5% off1 every day at Target and Target.com Yes: save 5% with circle card Yes: save 5% with circle card Yes: save 5% with circle card
No annual or monthly fees2 Yes: no annual or monthly fees Yes: no annual or monthly fees Yes: no annual or monthly fees
Free 2-day shipping1 on hundreds of thousands of items at Target.com Yes: Free 2-day shipping Yes: Free 2-day shipping Yes: Free 2-day shipping
Target Circle™️ Card exclusives and offers1 Yes: circle card exclusives Yes: circle card exclusives Yes: circle card exclusives
More return time - get an additional 30 days for returns and exchanges at Target1 Yes: more return time Yes: more return time Yes: more return time
Pay for your Target purchases directly from your existing checking (purchases generally take 1-3 days to process) No: pay from checking Yes: pay from checking No: pay from checking
Add cash for free at Target and spend anywhere Visa® debit cards are accepted No: add cash for free No: add cash for free Yes: add cash for free
Earn 2% on dining and gas purchases3: Target Mastercard exclusive Yes: earn 2% on dining and gas No: earn 2% on dining and gas No: earn 2% on dining and gas
Cash withdrawal of up to $40 at checkout No: cash withdrawal Yes: cash withdrawal Yes: cash withdrawal
3 Only for guests approved for a Target Mastercard. Restrictions apply. Learn more.
3 Only for guests approved for a Target Mastercard. Restrictions apply. Learn more. Apply for Credit Apply for Debit Open a Reloadable

Your everyday 5%1 discount applies to so much more.1

See below for Target Circle™️ Card benefits & program rules.

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Starbucks

Save 5% at any in store location.1
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Specialty gift cards

Save 5% on specialty gift cards for travel, restaurants, movie tickets, and more.1
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Drive Up

Stay in your car and save 5%.1
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Same Day Delivery

Save 5% on your same day delivery order placed on Target.com.1
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Target Circle

The free and easy way to get the most deals and rewards at Target.

Learn more
target circle cards

$50 off

Get Same Day Delivery & more for just $49/year, when you have a Target Circle™ Card1

Apply for DebitOpen a Reloadable

1Some restrictions apply.See belowfor program benefits and rules.

Target Circle™️ Card benefits & program rules

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