Discover it® Cash Back Credit Card 305m3i

Start spending instantly with your digital card, if eligible.11 7105g

Earn cash back on every purchase, even before your physical card arrives.

OR

See if you're pre-approved 1c4q4c

With no harm to your credit score9

Smiling woman using a smartphone in a cafe, next to a Discover It credit card.
★★★★★
★★★★★

x Average of x Reviews7

See how we calculate our ratings

Earn rewards on every purchase 4o4y29

99% nationwide acceptance — Discover is accepted nationwide by 99% of places that take credit cards.2

A smiling older couple on a boat on a sunny day.

those in the know 603n2a

My favorite card! 3w6p1f

Great everyday card. Easy to earn rewards and simple redemption. Fantastic customer service.
One of the 28,000 5-star reviews as of 03/2512

Excellent card 115u18

The rewards are great, I love being able to shop at my
favorite stores and get rewards back.
One of the 28,000+ 5-star reviews as of 11/2412

Very Great features 3n5v4v

I'm just thrilled with my card [and] use it all the time for everything.
One of the 28,000+ 5-star reviews as of 11/2412

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Security features that matter t295o

A look that's all yours 3o3q4

 

Choose from 25 colorful designs when you

apply to become a Discover it® card member.

 

Six Discover it® Cash Back Credit Cards with different designs, including slate grey, tropical beach, pink, cityscape, gold, and maroon backgrounds.
Discover it® Cash Back Credit Card

Start out right with our low intro APR 4i232g

x% Intro APR for x months on purchases and balance transfers and x% Intro Balance Transfer Fee until x. Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

Cash back credit card FAQs 1a4ya

What is Cashback Match and how does it work? r4nj

Discover will automatically match all the cash back you earn at the end of your first year after you open your new Discover it® cash back card.1 So if you earn $50 cash back, we'll give you another $50.

Is there a limit to how much Discover will match? 1v5u4r

No, there's no limit to how much we'll match.

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If I redeem rewards throughout the year, will I still get the Cashback Match? 3o5d6z

Yes, you can redeem cash back any time after you earn it and still receive the full match amount at the end of your first year.

How do I get my Cashback Match? 6d5c

You don’t have to sign up, just use your Discover card for purchases to earn cash back. We'll automatically match all the cash back you earn at the end of your first year.1

Does the Discover it® credit card have an annual fee? 144l73

No, there is no annual fee for the Discover it® Card. We think you deserve the rewards of our cash back credit card without an annual fee setting you back.

Does Discover it® offer an Intro APR? f1a68

Yes, eligible customers may qualify for an x% Intro APR for x months on purchases and balance transfers. x% Intro Balance Transfer Fee until x. Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply.

†See rates, fees and other info

Is a “no annual fee” credit card a free credit card? 1y2q12

While cards with no annual fee can lower the cost of using your card, these credit cards will charge interest and could have other types of fees. When you pay your balance on time and in full at each billing statement, you may be able to avoid paying interest on purchases and reduce the cost of using credit.

 

So while there’s no extra charge each year with a no annual fee credit card, any interest charges on your are a cost of using credit.

Learn more about cash back rewards credit cards from Discover 5l3n2e

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